:root{
  --blue:#18599A; --navy:#0E3A66; --deep:#0A2B4D; --pale:#E2EDFF; --paper:#F4F7FB;
  --ink:#1D2023; --muted:#50555C; --line:#DCE3EC; --sky:#8EC5F5; --light:#C9DAEE;
  --serif:'Fraunces',Georgia,serif; --sans:'DM Sans',Arial,sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit}
:focus-visible{outline:3px solid var(--sky);outline-offset:3px;border-radius:4px}
.skip{position:absolute;left:-999px;top:8px;background:#fff;padding:10px 14px;z-index:10}
.skip:focus{left:12px}

/* layout */
.section{padding:96px 24px}
.pad-sm{padding:56px 24px}
.wrap{max-width:1200px;margin:0 auto}
.narrow{max-width:680px}
.bg-paper{background:var(--paper)} .bg-white{background:#fff} .bg-pale{background:var(--pale)}
.bg-blue{background:var(--blue)} .bg-navy{background:var(--navy)}
.stack{display:flex;flex-direction:column;gap:20px}
.stack-sm{gap:8px}
.center{align-items:center;text-align:center}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.grid-top{align-items:start}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.mt{margin-top:24px}

/* type */
.kicker{font-family:var(--serif);font-style:italic;font-size:19px;line-height:26px;color:var(--blue);margin:0}
.on-dark .kicker,.kicker.light{color:var(--sky)}
h1,.h1{font-family:var(--serif);font-weight:600;font-size:60px;line-height:68px;letter-spacing:-.02em;color:var(--navy);margin:0}
h2,.h2{font-family:var(--serif);font-weight:600;font-size:44px;line-height:52px;letter-spacing:-.015em;color:var(--ink);margin:0}
h3,.h3{font-family:var(--serif);font-weight:600;font-size:24px;line-height:30px;color:var(--blue);margin:0}
.blue{color:var(--blue)} .white{color:#fff}
p{margin:0}
.p{font-size:18px;line-height:28px;color:var(--muted)}
.p-lg{font-size:20px;line-height:30px}
.p-sm{font-size:16px;line-height:25px}
.on-dark .p{color:var(--light)}
.quote{font-family:var(--serif);font-size:28px;line-height:38px;color:#fff}
.link{color:var(--blue);font-weight:600}

/* nav */
.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:5}
.nav-inner{max-width:1200px;margin:0 auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px}
.logo{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--blue)}
.logo svg{width:56px;height:43px;flex-shrink:0}
.logo span{font-family:var(--serif);font-weight:600;font-size:20px;white-space:nowrap}
.nav-links{display:flex;gap:36px}
.nav-links a{text-decoration:none;font-weight:500;font-size:16px;color:var(--ink)}
.nav-links a[aria-current=page]{color:var(--blue);text-decoration:underline;text-underline-offset:6px;text-decoration-thickness:2px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;padding:16px 28px;border-radius:999px;font-family:var(--sans);font-weight:600;font-size:16px;text-decoration:none;border:2px solid transparent;cursor:pointer;line-height:1.1}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:var(--navy)}
.btn-secondary{background:var(--navy);color:#fff}
.btn-outline{border-color:var(--blue);color:var(--blue);background:transparent}
.btn-light{background:#fff;color:var(--blue)}
.btn-ghost{border-color:#fff;color:#fff;background:transparent}
.btn-row{display:flex;gap:16px;flex-wrap:wrap}
.btn-row.centered{justify-content:center;margin-top:16px}

/* media */
.img{width:100%;object-fit:cover;border-radius:6px}
.hero-img{height:520px}
.tall-img{height:440px}

/* stats */
.stat{font-family:var(--serif);font-weight:700;font-size:56px;line-height:60px;color:#fff}

/* cards */
.card{background:#fff;border:1px solid var(--line);border-top:3px solid var(--blue);border-radius:6px;padding:28px 28px 32px;display:flex;flex-direction:column;gap:14px}
.card ul{margin:0 0 12px;padding-left:20px;font-size:17px;line-height:28px;flex-grow:1}
.form-card{padding:36px}

/* forms */
.form{display:flex;flex-direction:column;gap:14px}
.form label{font-size:14px;font-weight:600;color:var(--ink);margin-bottom:-8px}
.input{width:100%;padding:16px 18px;border:1px solid var(--line);border-radius:6px;background:var(--paper);font:16px var(--sans);color:var(--ink)}
textarea.input{min-height:140px;resize:vertical}
.form-note{font-size:14px;line-height:21px;color:var(--muted)}

/* bank */
.acct{font-weight:600;font-size:20px}
.label{font-size:14px;font-weight:500;color:var(--muted);margin-top:6px;margin-bottom:-10px}
.value{font-size:22px;font-weight:500;font-variant-numeric:tabular-nums}
.copy{align-self:flex-start;margin-top:6px;padding:8px 16px;border:1.5px solid var(--blue);border-radius:999px;background:#fff;color:var(--blue);font:600 14px var(--sans);cursor:pointer}
.copy:hover{background:var(--blue);color:#fff}
.note{background:var(--paper);border-radius:16px;padding:24px 32px;margin-top:8px}

/* timeline */
.tl{margin-top:24px;border-top:1px solid var(--line)}
.tl-row{display:flex;align-items:center;gap:32px;padding:28px 0;border-bottom:1px solid var(--line)}
.tl-year{min-width:140px;font-family:var(--serif);font-weight:700;font-size:44px;line-height:48px;color:var(--blue)}
.tl-title{font-family:var(--serif);font-weight:600;font-size:26px;line-height:34px;color:var(--navy)}
.story{gap:96px}

/* newsletters */
.nl-grid{display:grid;grid-template-columns:1fr 1fr;gap:32px}
.nl-card{padding:0;overflow:hidden;text-decoration:none;height:100%}
.nl-card img{width:100%;height:240px;object-fit:cover}
.nl-body{display:flex;flex-direction:column;gap:12px;padding:28px 32px 32px}
.nl-card h3{font-size:30px;line-height:36px}
.more{font-weight:600;color:var(--blue)}
.article{max-width:760px;margin:0 auto;display:flex;flex-direction:column;gap:16px}
.back{font-weight:600;font-size:15px;color:var(--blue);text-decoration:none;margin-bottom:12px}
.cover-wrap{background:linear-gradient(var(--pale) 50%,#fff 50%);padding:0 24px}
.cover-wrap img{max-width:960px;margin:0 auto;max-height:540px;width:100%;object-fit:cover;border-radius:6px}
.rich{font-size:18px;line-height:30px;color:#2E3338}
.rich p{margin:0 0 22px}
.rich h3{font-size:28px;line-height:34px;color:var(--navy);margin:44px 0 14px}
.rich ul{margin:0 0 22px;padding-left:22px}
.rich li{margin-bottom:8px}
.rich figure{margin:32px 0}
.rich figure img{width:100%;height:auto;border-radius:6px}
.rich figcaption{font-family:var(--serif);font-style:italic;font-size:16px;line-height:24px;color:var(--muted);margin-top:10px}

/* footer */
.footer{background:var(--deep);padding:72px 24px 32px;color:var(--light)}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1.4fr;gap:48px}
.footer-brand{font-family:var(--serif);font-weight:600;font-size:26px;color:#fff}
.footer a,.footer p.f{color:var(--light);text-decoration:none;font-size:16px}
.footer .verse{font-family:var(--serif);font-style:italic;font-size:18px;color:var(--sky)}
.footer-bottom{margin-top:48px;padding-top:24px;border-top:1px solid #1E4673;font-size:15px}

@media (max-width:991px){
  .grid-4{grid-template-columns:1fr 1fr}
  .nav-links{gap:22px}
}
@media (max-width:767px){
  .section{padding:64px 20px}
  .grid-2{grid-template-columns:1fr;gap:40px}
  .grid-3,.nl-grid,.footer-grid{grid-template-columns:1fr}
  h1,.h1{font-size:44px;line-height:52px}
  h2,.h2{font-size:34px;line-height:42px}
  .quote{font-size:24px;line-height:32px}
  .hero-img{height:340px} .tall-img{height:320px}
  .nav-inner{flex-wrap:wrap;row-gap:12px;padding:14px 20px 12px}
  .nav-links{order:3;width:100%;overflow-x:auto;white-space:nowrap;gap:22px;padding-top:12px;border-top:1px solid var(--line);scrollbar-width:none}
  .nav-links::-webkit-scrollbar{display:none}
  .nav-links a{font-size:15px}
  .logo svg{width:44px;height:34px}
  .logo span{font-size:17px}
  .btn{padding:12px 20px;font-size:15px}
  .tl-row{flex-direction:column;align-items:flex-start;gap:6px}
  .tl-year{font-size:32px} .tl-title{font-size:22px;line-height:30px}
  .story{gap:64px}
  .footer{padding:56px 20px 28px}
  .footer-grid{gap:32px}
}
@media (max-width:479px){
  h1,.h1{font-size:36px;line-height:44px}
  .grid-4{grid-template-columns:1fr}
  .stat{font-size:44px}
  .nav-inner{padding-left:16px;padding-right:16px}
  .logo svg{width:36px;height:28px}
  .logo span{font-size:16px}
  .btn{padding:10px 16px;font-size:14px}
}